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User Agreement

Effective Date: 30th March, 2024


Welcome to PayGuard! This User Agreement ("Agreement") outlines the terms and conditions governing your use of PayGuard's mobile application and services ("Services") in Nigeria.

1. About PayGuard

PayGuard acts as a secure escrow platform, facilitating safe and trustworthy online transactions in Nigeria. We are committed to providing a reliable middleman service for all your digital commerce needs.

2. Eligibility

To use PayGuard, you must be 18 years of age or older, a resident of Nigeria, and have the legal capacity to enter into binding contracts.

3. Registration

You are responsible for providing accurate information during registration and maintaining the confidentiality of your account credentials.

4. Your Responsibilities

  • Comply with all applicable Nigerian laws.
  • Use PayGuard for legitimate purposes only.
  • Not engage in any activity that may harm our reputation or functionality.

5. Prohibited Activities

PayGuard prohibits illegal transactions, fraudulent behavior, and any attempt to disrupt our infrastructure.

6. Intellectual Property

PayGuard's mobile application, logo, and branding elements are protected by intellectual property laws. You may not use them without our written consent.